Zodiac signs that lead the OSAGO accident-rate ranking

      What could distant stars possibly have in common with an ordinary trip to the store? Yet the country’s largest insurer, VSK, after analyzing thousands of OSAGO claims for 2025, came to an interesting conclusion: the likelihood of getting into an accident may be linked not only to experience and the weather, but also to the driver’s zodiac sign. The study’s results invite us to look at accident statistics through an unusual — astrological — lens.

      Leaders of the anti-ranking: pragmatists and kings of the road

      According to VSK’s report, last year the top spot for number of insurance claims was shared by two seemingly opposite signs.

      Unexpectedly, Capricorns came in first (9.4% of all accidents). Members of this earth sign, known for their persistence and pragmatism, apparently display an overly single-minded approach on the road. Their desire to stick strictly to a plan, to overtake the “slow” car beside them, or to make it on time at any cost can turn into a risky maneuver and cause an incident.

      Close behind are Leos (9.0%). Here the astrological traits are easier to read: an innate desire to be the center of attention and to dominate finds expression behind the wheel. The “king of the road” may subconsciously see their car as a throne and other road users as a retinue, leading to an aggressive or showy driving style that ends in disputes with the insurance company.

      Full top five most accident-prone zodiac signs according to VSK (2025):

      1. Capricorn — 9.4%

      2. Leo — 9.0%

      3. Taurus — 8.75%

      4. Aries — 8.6%

      5. Cancer — 8.4%

      Dynamics and trends: who has become more cautious?

      VSK analysts also note an interesting dynamic. Compared to 2024, Cancers have returned to the top five. Perhaps their emotionality and tendency toward sudden mood swings affect concentration behind the wheel. Meanwhile, Gemini, often associated with absent-mindedness, have actually shown improvement and are driving more carefully.

      The safest drivers, according to insurance payout statistics, traditionally remain Sagittarians and Scorpios. The philosophical boldness of the former and the calculating caution of the latter, it seems, are the best companions on the road.

      An important postscript: statistics, not a verdict

      Experts and VSK itself emphasize that such studies are purely informational and entertaining in nature. Much more than a zodiac sign, accident-free driving is influenced by experience, obeying traffic rules, respect for other road users, and a sober assessment of road conditions. Still, these statistics are an intriguing prompt to reflect on one’s driving habits. Perhaps the “accident-prone” Capricorn should be less stubborn, and the “regal” Leo should remember that everyone is equal on the road. After all, the stars can only hint, and the decision to press the accelerator or the brake always rests with the driver.