Maternal capital can be spent on mortgages from microcredit companies in the regions.

      Maternal capital can be directed towards repaying mortgages from microcredit companies owned by the subjects of the Federation. This was reported by TASS, citing the relevant decree of the Government of the Russian Federation. The law allowing regional microcredit companies to issue mortgages came into effect in October of last year, 2025. According to the new provision, 100% of the shares (stakes) in such an organization must belong to the region, and one subject of the Federation can only participate in one such company. The document states that when purchasing or constructing housing with loans from regional microcredit companies, maternal capital can be spent just like when receiving loans from banks – that is, for paying the down payment, repaying the principal debt, or interest. Furthermore, the decree clarifies the type of land plot on which a house can be built using maternal capital funds. Previously, it referred to plots "for gardening," but now it specifies "for gardening for personal needs." The changes were prompted by amendments to the law on citizens' gardening and horticulture adopted in July 2025. In addition, when directing maternal capital funds to pay for construction involving a construction organization and using escrow accounts, possible designations for the land plot, besides individual housing construction, include gardening for personal needs and blocked residential development.

      Photo: © Vladimir Vasiliev / "Tatar-inform"

      More news about the event:

      Maternal capital has been allowed to be spent on mortgages from regional microfinance organizations. The Government of the Russian Federation has approved the relevant decree.

      Maternal capital can be spent on mortgages from microcredit companies in the regions. Maternal capital can be directed towards repaying mortgages from microcredit companies owned by the subjects of the Federation.

      News from neighboring regions on the topic:

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      Maternal capital has been allowed to be directed towards mortgages through regional microcredit companies. The Government of Russia has expanded the possibilities for using maternal capital.

      In Russia, the possibilities for using maternal capital have been expanded. Funds can be directed towards the down payment or debt repayment.

      Residents of Tula will be able to spend maternal capital on mortgages from regional microcredit companies. The Government of Russia has expanded the possibilities for using maternal capital.

      Maternal capital has been allowed to be spent on mortgages from regional microcredit companies in Russia. Families will direct maternal capital towards loans from regional microcredit companies in Russia.

      Maternal capital has been allowed to be directed towards mortgages from regional microcredit companies. In Russia, the possibilities for using maternal capital have been expanded – now it can be directed towards repaying mortgages issued by regional microcredit companies (MCC).

      Maternal capital has been allowed to be used for mortgages from regional microcredit companies. Families in Russia have received the opportunity to use maternal capital for repaying mortgages issued by microcredit companies (MCC) fully owned by the regions.

      Maternal capital has been allowed to be invested in mortgages from regional microcredit companies. Russians are allowed to repay mortgages from regional MCCs with maternal capital.

      Maternal capital has been allowed to be spent on mortgages from regional microcredit companies. Russians will be allowed to direct maternal capital funds towards repaying mortgages issued by microcredit companies (MCC) if such organizations are owned by the regions of the Russian Federation.

      Residents of Atkarsk are reminded: what can maternal capital funds be spent on? The social support administration of the Atkarsk district reminds residents of Atkarsk about what regional maternal capital can be spent on.