Tatarstan entered the top 50 regions of Russia by mortgage rate size.
As of the first quarter of 2026, the weighted average interest rate on mortgage housing loans in the Republic of Tatarstan was 9.45% per annum, placing the region exactly in the fiftieth position of the nationwide ranking of housing loan affordability. According to data from the Central Bank of Russia, Tatarstan borrowers take out mortgages significantly cheaper than in the capital, where the average rate reached 10.27%, but more expensive than in St. Petersburg, which ranked fortieth with a rate of 9.19%. The leaders of the ranking of regions with the lowest mortgage rates were predictably the Far Eastern territories, where special preferential programs are in place: Primorsky Krai with an uniquely low rate of 5.22%, the Sakha Republic with 5.31%, as well as Buryatia and Sakhalin Oblast. Among the top ten regions with the most affordable mortgages, other notable mentions include Zabaykalsky Krai with a result of 5.63%, Amur and Arkhangelsk Oblasts, as well as the Republic of Adygea with a rate of 6.64%. A contrasting picture emerged in the republics of the North Caucasus, where the risks of loan defaults and low quality of collateral push rates up: the highest average rates for the quarter were recorded in the Republic of Ingushetia with a prohibitive 13.48% and the Chechen Republic with 13.15%. On average across Russia, the interest rate on mortgage housing loans for the reporting period was 9.05% per annum. It was previously reported that Tatarstan entered the top three regions of Russia in terms of salary growth rates. According to analysts' calculations, Tatarstan demonstrates some of the highest income growth rates in the country and will soon enter the top three leaders among Russian regions in terms of median salary, which has surpassed the psychologically important mark of 200,000 rubles.
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Tatarstan entered the top 50 regions of Russia by mortgage rate size.
As of the first quarter of 2026, the weighted average interest rate on mortgage housing loans in the Republic of Tatarstan was 9.45% per annum, placing the region exactly in the fiftieth position of the nationwide ranking for the accessibility of housing loans.
