Retirees were told about fatal mistakes: these gaps in service and payments will reduce the pension.

      Money can be lost

      Expert of RANEPA Tatiana Golubeva told "RIA Novosti": unaccounted periods of military service, unemployment benefits, or education can significantly reduce the amount of future pension. Until 2002, the work experience forms the pension coefficient: with 20 years for women and 25 for men, it equals 0.55. Each "missing" year automatically reduces the base. After 2002, the decisive factor becomes insurance contributions. Working without official registration, gaps in payments, or technical errors in data transmission to the Social Fund directly reduce payments.

      Formal discrepancies also pose a danger: different surnames in documents without confirmation of a name change or lack of information about earnings for the accounted periods. When moving to a region with a lower district coefficient, the pension may decrease due to the cancellation of the northern allowance tied to the place of residence. The expert advises urgently requesting a certificate of the assigned pension through the personal account of the Social Fund — it is issued within a day. Check the data against your work book and archival certificates. If you find discrepancies, submit a recalculation application before the work experience "expires."

      Author

      More news about the event:

      Russians were explained what mistakes can reduce the amount of future pension

      Errors in accounting work experience and insurance contributions, as well as unaccounted periods of military service or receiving unemployment benefits, can lead to a reduction in the amount of future pension. 11:29 03.05.2026 IA Tatar-inform - Kazan

      Pensioners were told about fatal mistakes: these gaps in experience and payments will reduce the pension

      Money can be lost

      Expert of RANEPA Tatiana Golubeva told "RIA Novosti": unaccounted periods of military service, unemployment benefits, or education can significantly reduce the amount of future pension. 06:55 03.05.2026 News of Zelenodolsk - Zelenodolsk

      News from neighboring regions on the topic:

      Possible reasons for the reduction of pensions for Russians have become known

      Moving to a region with a lower district coefficient may affect the pension, the expert reported. Photo: "Petrozavodsk speaks"

      Senior lecturer of the Department of Entrepreneurship, 11:48 03.05.2026 Petrozavodsk speaks - Petrozavodsk

      The expert named the reasons that reduce the future pension of Russians

      Photo generated with the help of chatgpt Errors in accounting experience, unaccounted military service, and problems with employer contributions can reduce future pensions. 09:58 03.05.2026 Krasnodar News - Krasnodar

      Due to these errors, your pension will be smaller — check yourself

      We explain what to pay attention to

      There are several factors that can lead to a reduction in the amount of pension in the future. 07:41 03.05.2026 161.Ru - Rostov-on-Don

      Due to these errors, your pension will be smaller — check yourself

      We explain what to pay attention to

      There are several factors that can lead to a reduction in the amount of pension in the future. 08:11 03.05.2026 29.Ru - Arkhangelsk

      Due to these errors, your pension will be smaller — check yourself

      We explain what to pay attention to

      There are several factors that can lead to a reduction in the amount of pension in the future. 07:11 03.05.2026 76.Ru - Yaroslavl

      Russians were told about mistakes that can reduce the amount of pension

      Errors in accounting work experience can reduce the amount of pension

      Errors in accounting work experience, employer insurance contributions, 14:10 03.05.2026 Yakutsk-Sakha IA - Yakutsk

      Golubeva: errors in accounting experience and unaccounted periods can reduce the pension

      The expert reminded that a number of circumstances can reduce the amount of pension. 06:23 03.05.2026 IA Public News Service - Moscow

      Russians were told what mistakes lead to a reduction in pensions

      Additional losses may arise due to formal discrepancies

      Errors in accounting work experience and insurance contributions, as well as missed periods of service or unemployment, can significantly reduce future pensions. 08:16 03.05.2026 IA Amitel - Barnaul

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      Many face a situation where the amount of the assigned pension turns out to be lower than expected, especially with a solid work experience, working in difficult climatic conditions, or in harmful production. 10:57 01.05.2026 Pg11.Ru - Syktyvkar

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