President Vladimir Putin signed a law on the extension of mortgage holidays.

      President Vladimir Putin signed a law expanding mortgage holidays — it will come into effect on September 1, 2026. Families with two or more children will be able to take mortgage holidays for up to 18 months upon the birth or adoption of a child. In this case, there will be no need to prove a decrease in income. The deferral is valid until the child reaches one and a half years old or 18 months from the date of adoption. Interest will begin to accrue from the seventh month of the holidays, and it can be paid later. Currently, holidays are granted for up to six months — in cases of income reduction of more than 20% and a loan burden exceeding 40% of income. The new measure can be used once per mortgage agreement. The provisions of the law also apply to contracts concluded before September 1, 2026.

      More news on the event:

      Putin signed a law on mortgage holidays for up to 18 months for families with children

      President of Russia Vladimir Putin signed a law that will allow families with two or more children to arrange mortgage holidays for up to 18 months starting September 1, 2026. 21:15 04.07.2026 IA Tatar-inform - Kazan

      President Vladimir Putin signed a law expanding mortgage holidays

      President Vladimir Putin signed a law expanding mortgage holidays — it will come into effect on September 1, 2026. 20:53 04.07.2026 GTRK Tatarstan - Kazan

      News from neighboring regions on the topic:

      Putin signed a law on mortgage holidays for parents of children under one and a half years old

      To enhance support for families, including through adoption. Photo: press service of the Kremlin

      Vladimir Putin approved a law that gives families the right to mortgage holidays upon the birth of a second or subsequent child. 22:36 04.07.2026 St. Petersburg Diary - St. Petersburg

      President of Russia Vladimir Putin signed a law on one and a half year mortgage holidays for families with two or more children

      Photo: magnific.com Starting September 1, 2026, families who have given birth to or adopted a second or subsequent child will be able to arrange mortgage holidays for up to 18 months without the requirement of income reduction. 22:33 04.07.2026 Business Square - Izhevsk

      Putin signed a law on mortgage holidays for parents of children under one and a half years old

      To enhance support for families, including through adoption. Photo: press service of the Kremlin

      Vladimir Putin approved a law that gives families the right to mortgage holidays upon the birth of a second or subsequent child. 22:32 04.07.2026 Spbdnevnik.ru - St. Petersburg

      A mechanism for mortgage holidays for families with children under one and a half years old will be implemented in Russia

      President of the Russian Federation Vladimir Putin signed a law granting families with children under one and a half years old the right to mortgage holidays upon the birth of a second or subsequent child. 23:25 04.07.2026 InformPskov.Ru - Pskov

      Vladimir Putin expanded mortgage holidays for families with children

      The president signed a law to support parents.

      According to the document, borrowers will be able to receive a preferential period for mortgages of up to 18 months upon the birth or adoption of a second or subsequent child. 21:41 04.07.2026 Moscow Speaks - Moscow

      18 months without payments

      Mortgage holidays for up to 1.5 years: who and how can receive a deferral under the new law

      Significant amendments have been adopted in Russia, 21:02 04.07.2026 New Time - Mikhailovka

      In the Bryansk region, families with two or more children will be able to arrange mortgage holidays for up to 18 months

      President of Russia Vladimir Putin signed a law expanding support measures for families with children when repaying mortgage loans. 20:50 04.07.2026 Bryansk News Network - Bryansk

      Vladimir Putin allowed mortgage holidays for up to 18 months for families

      New mortgage holidays have been introduced in Russia for parents upon the birth or adoption of children. 21:34 04.07.2026 IA Naryan-Mar online - Naryan-Mar

      Mortgage holidays for 1.5 years will be introduced for Samara families with two or more children

      Starting September 1, 2026, Russian families with two or more children will be able to take mortgage holidays for up to 1.5 years without checking for income reduction. 20:29 04.07.2026 Samara Newspaper - Samara

      Putin signed a law on mortgage holidays for up to 1.5 years for families with children

      President of Russia Vladimir Putin signed a law allowing families with two or more children to take mortgage holidays for up to 1.5 years. 20:27 04.07.2026 Moika78.Ru - St. Petersburg

      The president approved a law extending mortgage holidays to one and a half years for large families

      Starting September 1, a law signed by President Vladimir Putin will come into effect, expanding support measures for families with children when repaying mortgage loans. 19:51 04.07.2026 Rakhurs 32 - Bryansk

      The President of the Russian Federation signed a law on mortgage holidays for families with two or more children

      Starting September 1, 2026, families upon the birth or adoption of a second or subsequent child will be able to take mortgage holidays for up to 18 months without confirming a decrease in income. 19:41 04.07.2026 Metro St. Petersburg - St. Petersburg

      Vladimir Putin signed a law on new mortgage holidays for families with two children

      The new law introduces the concept of "special circumstances of the borrower" instead of the term "difficult life situation."

      President of Russia Vladimir Putin signed a law expanding the scope of mortgage holidays. 22:41 04.07.2026 IA Amitel - Barnaul

      Putin signed a law on mortgage holidays — who will be able to take a deferral for one and a half years

      The changes will come into effect this fall

      President of Russia Vladimir Putin signed a law that will allow certain categories of borrowers to take mortgage holidays for up to 18 months starting September 1, 2026. 19:25 04.07.2026 161.Ru - Rostov-on-Don

      Putin signed a law on mortgage holidays — who will be able to take a deferral for one and a half years

      The changes will come into effect this fall

      President of Russia Vladimir Putin signed a law that will allow certain categories of borrowers to take mortgage holidays for up to 18 months starting September 1, 2026. 19:08 04.07.2026 76.Ru - Yaroslavl

      Putin signed a law on mortgage holidays for families with two or more children

      Photo: Administration of the President of the Russian Federation

      President of Russia Vladimir Putin signed a law that will allow families with two or more children to arrange mortgage holidays for up to 18 months starting September 1, 2026. 19:04 04.07.2026 Evening Moscow - Moscow

      The president signed a law on long mortgage holidays for large families

      President of Russia Vladimir Putin approved a legislative act that introduces the possibility for families with two or more children to arrange mortgage holidays lasting up to one and a half years. 19:02 04.07.2026 IA Public News Service - Moscow

      Putin signed a law on mortgage holidays — who will be able to take a deferral for one and a half years

      The changes will come into effect this fall

      President of Russia Vladimir Putin signed a law that will allow certain categories of borrowers to take mortgage holidays for up to 18 months starting September 1, 2026. 20:01 04.07.2026 29.Ru - Arkhangelsk

      Mortgage holidays for up to 18 months: the new law will provide families with powerful support

      Photo: press service of the Federation Council

      Upon the birth of a second child in the family, parents will gain the right to mortgage holidays. 14:37 03.07.2026 Business Weekly Competitor - Vladivostok